What is JCT (Clause) 21.2.1/6.5.1 Insurance?

JCT 21.2.1/6.5.1. Insurance cover protects an employer against expense, liability, loss, claim or proceedings which he may sustain by reason of injury or damage to any property caused by collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water arising out of or in the course of or by reason of the carrying out of building works undertaken on his behalf.

A prudent employer will ensure that all contractors and/or professionals (e.g. architects, consulting engineers, etc) engaged on his behalf in a building project hold Public Liability Insurance to cover the risk of a claim being made against him for injury to a third party or damage to their property arising from the negligence of the contractor and/or professionals during the course of the build.

However, in the absence of negligence being proven, Public Liability cover will not respond to any such claim and as a consequence the employer could be left to face a substantial monetary claim against him without the protection of an insurance policy. JCT 21.2.1/6.5.1 Insurance is available to ensure that an employer is not left exposed in this way.

Under the terms of a JCT contract, the contractor may be required to effect and maintain a joint names JCT 21.2.1/6.5.1 insurance policy. The contractor will be responsible for paying the premium and complying with any policy conditions that apply, but the cover provided by the policy is solely for the benefit of the employer.

Need a quote for JCT 21.2.1/6.5.1 Insurance?

JCT2121.co.uk is a trading name of Inspired Underwriting Ltd, a specialist Underwriting Agency with a fully delegated JCT 21.2.1/6.5.1 facility backed by an 'A' rated Insurer.

This allows us to quote, bind and issue documentation in-house, meaning that not only do you get a competitive quote but you get a professional and prompt service as well.

We are able to consider any size of contract and have the ability to provide cover for limits of indemnity of up to a £5m any one claim.

Premiums start from just £500, so whether the contact is a simple residential refurbishment or a more substantial development project, we can help.

To obtain a quotation for JCT 21.2.1/6.5.1 cover simply provide us with a completed Proposal Form and supporting Plans, Schedules of Work/Condition and we’ll do the rest.

Or, if you’d just like a no obligation chat to discuss how we can help you fulfil your clients’ JCT 21.2.1/6.5.1 insurance requirements, then just give us a call.

We look forward to doing business with you.


Please note: We are only able to transact business via an ‘insurance intermediary’. If you are an individual or company looking for a JCT 21.2.1/6.5.1 quotation for your own contract then please speak to your own broker or, if you do not have one, contact one of our broker partners as below:

Anchorman Insurance Consultants Ltd
Versatile Insurance Professionals Ltd

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